PRIVACY POLICY

The responsible organization is The RH Group LLC d/b/a Premier Trade Exchange. Privacy requests may be sent to info@wtebiz.com with the subject “Privacy Request.”

1. This Policy covers applicants, Members, owners, directors, officers, Authorized Users, employees, counterparties, beneficiaries, website visitors, marketing contacts, vendors, and other identifiable persons.
2. PTE ordinarily acts as controller or responsible business for membership and platform purposes.
3. PTE may act as processor or service provider where it processes information solely under documented Member instructions.
4. Members must have lawful authority to supply information about other persons.
5. Independent banks, escrow providers, payment processors, authorities, and external websites maintain their own privacy practices.

PTE may collect:

1. Business and contact data;
2. Names, birth dates, nationality, residential and business addresses;
3. Government ID and tax identifiers;
4. Entity, registration, licensing, ownership, control, and authority records;
5. Account credentials, permissions, activity, and security logs;
6. Bank, payment, escrow, Source-of-Funds, financial, invoice, refund, and chargeback data;
7. Trade Credit balances, allocations, transfers, holds, reversals, and Conversion data;
8. Buying and Selling Schedules, Listings, matches, negotiations, Orders, delivery, acceptance, disputes, and Transaction data;
9. Sanctions, PEP, adverse-media, compliance, product, export, import, tax, and fraud records;
10. Emails, tickets, forms, feedback, testimonials, and other communications;
11. IP address, device, browser, cookies, pages, links, approximate location, and technical logs;
12. Marketing preferences and engagement;
13. Images, signatures, video verification, product and delivery photographs;
14. Inferences concerning risk, preferences, matching, security, and service needs.

Information may come from:

1. The individual;
2. A Member, employer, owner, or representative;
3. A Buyer, Seller, beneficiary, or other Transaction party;
4. Identity, sanctions, fraud, bank, payment, escrow, shipping, analytics, advertising, security, tax, and other authorized providers;
5. Government, corporate, court, regulatory, professional, public, and news sources;
6. Cookies, logs, tags, pixels, local storage, and similar technologies.

PTE may process information to:

1. Review, approve, activate, administer, renew, suspend, and terminate membership;
2. Verify identity, entity, ownership, authority, capacity, sanctions, PEP, Source of Funds, and compliance;
3. Operate Accounts, Marketplace, matching, Schedules, Transactions, Trade Credit ledger, payments, escrow, fees, refunds, and Cash Conversion;
4. Provide support, security alerts, training, notices, and dispute administration;
5. Prevent fraud, account takeover, payment diversion, sanctions evasion, Trade Credit manipulation, and cybercrime;
6. Meet tax, accounting, sanctions, legal-process, regulatory, record, and contractual obligations;
7. Improve, test, analyze, secure, and develop services;
8. Conduct lawful business-to-business marketing, referral, advertising, event, survey, and testimonial activity;
9. Support financing, investment, merger, sale, restructuring, or other corporate transactions subject to safeguards.

Where required, processing may rely on:

1. Contract and pre-contract steps;
2. Legal obligation;
3. Legitimate interests, balanced against rights;
4. Consent;
5. Legal claims, fraud prevention, safety, or recognized public interests.

Consent may be withdrawn prospectively, but other lawful bases and retention duties may continue.

PTE may process government IDs, credentials, financial-account information, citizenship, residency, biometric identity checks where used, sanctions and PEP information, criminal-allegation information where lawful, precise location where specifically requested, and private communications. Such information is used only for requested services, verification, security, payments, compliance, fraud prevention, legal obligations, or claims. PTE does not intend to infer unrelated sensitive traits for advertising.

Automated tools may assist identity verification, fraud and sanctions screening, transaction monitoring, Account security, risk scoring, matching, recommendations, and advertising measurement. Human review may be used for materially significant decisions where required or appropriate. Eligible individuals may request information, correction, or human review under applicable law.

PTE may disclose information to:

1. Personnel and authorized representatives;
2. Buyers, Sellers, and counterparties to the extent necessary for a Transaction;
3. Hosting, technology, identity, compliance, security, analytics, advertising, communications, payment, banking, escrow, tax, signature, support, and other authorized service providers;
4. Attorneys, accountants, auditors, insurers, and advisers;
5. Courts, regulators, law enforcement, tax, customs, sanctions, and other authorities;
6. Corporate transaction participants;
7. Persons directed or authorized by the individual.

Confidential verification documents are not ordinarily shared with another Member unless authorized, necessary, safeguarded, or legally required.

1. PTE does not intend to sell Personal Information for monetary payment.
2. Certain advertising and analytics disclosures may be treated as sale, sharing, targeted advertising, or cross-context behavioral advertising under applicable law.
3. Eligible individuals may opt out through Cookie Settings, a “Do Not Sell or Share” mechanism where applicable, a recognized preference signal such as GPC, or the Privacy Office.
4. PTE does not knowingly sell or share children’s information for such advertising.

Cookies and similar technologies support essential functions, security, preferences, analytics, content, and advertising. Nonessential technologies are controlled as described in the Cookie Policy. Users may manage preferences through the available controls and browser settings.

1. Essential service, security, Transaction, payment, policy, and legal messages cannot always be stopped while the relevant relationship remains active.
2. Promotional communications may be declined using unsubscribe or the Privacy Office.
3. Business representatives may be contacted using lawfully obtained professional contact information where permitted.

Information may be processed internationally. Where required, PTE may use adequacy decisions, standard contractual clauses, data-transfer agreements, consent, contract necessity, legal claims, or other recognized mechanisms and supplementary safeguards.

Unless a longer period is required or justified:

1. Membership, Account, verification, ownership, Transaction, Trade Credit, Conversion, financial, tax, compliance, and dispute records may be retained for at least seven years after the relevant relationship or event;
2. Security logs are retained as reasonably necessary;
3. Marketing data is retained until opt-out, withdrawal, obsolescence, or end of lawful purpose;
4. Privacy-request and legal-hold records are retained to demonstrate compliance and preserve rights.

Information may be deleted, destroyed, anonymized, aggregated, or restricted when no longer needed. Secure backups may persist temporarily.

PTE uses commercially reasonable safeguards, which may include access control, authentication, multifactor authentication, encryption, logging, monitoring, firewalls, backups, incident response, provider due diligence, confidentiality, training, and minimization. No system is completely secure. Members must protect credentials, devices, documents, payment instructions, and Account access.

Members must keep contact, ownership, authority, bank, tax, licensing, and business information accurate. PTE may preserve accurate historical records rather than delete prior information from completed Transaction or compliance records.

Depending on jurisdiction, individuals may have rights to:

1. Information and access;
2. Correction;
3. Deletion;
4. Restriction;
5. Objection;
6. Portability;
7. Withdrawal of consent;
8. Marketing opt-out;
9. Opt out of sale, sharing, targeted advertising, or certain profiling;
10. Limit certain sensitive-information use;
11. Human review of certain automated decisions;
12. Non-discrimination;
13. Complain to a regulator.

Rights are subject to identity verification, exceptions, legal obligations, other persons’ rights, privilege, security, fraud prevention, and record integrity.

Requests should include name, company, email, Account reference, relationship, jurisdiction, request type, relevant data or period, and preferred response method. PTE may verify identity and authority. Authorized agents may need written authorization or power of attorney. PTE responds within applicable legal periods and may charge or refuse only where law permits for manifestly unfounded, excessive, repetitive, or disproportionate requests.

Where the CCPA applies, California residents may have rights to know, access, correct, delete, opt out of sale or sharing, limit certain Sensitive Personal Information use, and receive nondiscriminatory treatment. Categories may include identifiers, customer records, commercial data, Internet activity, approximate geolocation, visual data, professional data, inferences, and Sensitive Personal Information.

Where GDPR or UK GDPR applies, PTE processes under contract, legal obligation, legitimate interests, consent, legal claims, and other recognized grounds. Eligible individuals may exercise access, correction, deletion, restriction, objection, portability, consent withdrawal, automated-decision, and supervisory-authority complaint rights.

Where Singapore’s PDPA applies, PTE follows applicable notification, consent, purpose limitation, access, correction, protection, retention, transfer limitation, accountability, and breach-notification requirements.

PTE is an adult business service and is not directed to children. Users must ordinarily be at least 18 or the applicable legal contracting age. PTE does not knowingly collect online information directly from children under 13 for membership.

PTE may create and use deidentified or aggregated information for analytics, security, fraud prevention, statistics, research, development, and reporting, and will not attempt reidentification except where legally permitted for testing or security.

External providers and websites maintain independent privacy policies. A link or integration is not a privacy guarantee.

PTE may preserve or disclose information in response to valid legal process and may withhold notice where prohibited or harmful. Privacy complaints may be sent to info@wtebiz.com. PTE will not unlawfully retaliate for good-faith rights requests or complaints.

Material changes may be communicated by email, Account notice, website notice, consent request, or updated policy. Contact:

Premier Trade Exchange Privacy Office

Email: info@wtebiz.com